Tesla Safety Score is a real-time evaluation s that rates your driving behavior on a scale from 0 to 100, aiming to promote safer driving habits and potentially lower insurance premiums. This score is calculated based on specific driving metrics and is primarily used for Tesla Insurance customers in select U.S. states.
How Is the Tesla Safety Score Calculated?
As of version 2.2, the Safety Score considers the following factors:
- Hard Braking: Measures instances of rapid deceleration exceeding 0.3g.
- Aggressive Turning: Assesses sharp turns with lateral acceleration over 0.4g.
- Unsafe Following: Evaluates the proportion of time spent at a headway of less than 1.0 second when traveling over 50 mph.
- Excessive Speeding: Calculates the percentage of time spent driving over 85 mph.
- Unbuckled Driving: Tracks the duration of driving over 10 mph without the driver’s seatbelt fastened.
Each factor is weighted to estimate a Predicted Collision Frequency (PCF), which is then converted into your Safety Score. Higher scores indicate safer driving behaviors.
How to View and Improve Your Safety Score
You can monitor your Safety Score through the Tesla app, which provides daily updates and detailed trip analyses. To improve your score:
- Maintain safe following distances, especially at higher speeds.
- Avoid hard braking by anticipating stops and using regenerative braking.
- Take turns smoothly to minimize aggressive turning events.
- Adhere to speed limits, keeping speeds below 85 mph.
- Always wear your seatbelt while driving.
Note that driving on Autopilot does not impact your Safety Score, except in cases of forced disengagement due to driver inattention.
Availability and Usage
Tesla Insurance utilizes the Safety Score to determine insurance premiums in the following U.S. states:
- Arizona
- Colorado
- Illinois
- Maryland
- Minnesota
- Nevada
- Ohio
- Oregon
- Texas
- Utah
- Virginia
In California, while the Safety Score is visible to drivers, it is not used to calculate insurance premiums due to state regulations.